Keller David J. Keller

PERSONAL FINANCIAL SURVIVAL GUIDE: Putting My Finances In Order 3rd Edition Keller David J. Keller

The Personal Financial Survival Guide is an informative guide to managing your personal financial affairs. It serves as a lifelong reference to your personal financial activities and helps to improve your lifestyle by offering suggestions to ease financial concerns throughout your life. This book is segregated into three important parts.

Part One introduces a financial overview with specific ways to manage your spending. Specific suggestions offered will help you save money. Detail discussions cover purchasing many types of insurance, buying/selling an auto and a home, mortgages, college savings and retirement considerations. A money saving checklist is included.

Part Two provides an overview to investments, asset allocations, types of investments: cash, money market accounts, annuities, savings bonds, treasury bonds, mutual funds and ETF's, corporate and tax free bonds, common and preferred stocks, rental properties, limited partnerships and private investments, jewelry, starting/buying a business.

Part Three provides advice on other financial aspects of your life discussing exposure to liability, contingent liabilities, documenting your financial affairs, income taxes, choosing others to assist you in financial decisions, health care, estate considerations, aging and end of life decisions.
Appendixes provide worksheets for budgeting, asset overview and multiyear income projections and asset allocations including by maturity and geographic location.

The author wrote this book to provide financial guidance to his children and grandchildren. It contains many lessons learned the "hard way" and was written in an effort to help his family learn from his experiences.